An Assessment of Current Private Credits, a form of Real World Assets (RWAs), and their Current Financial Statuses

Abstract

Real World Assets (RWAs) and their tokenization digitizes several of the key elements of previously non-digitized trading schemes, such as private credit. However, the current market and open internet remains relatively barren with regards to comprehensive analyses of common private credits, which can inhibit due diligence assessment for investing firms or the average person looking to invest their own money into the best possible RWA. The purpose of this paper is to consolidate the findings of a variety of RWA private credit products, which use protocols such as Maple, Goldfinch, and PACT. Operating across Ethereum, Aptos, and ZKsync Era blockchains, these products offer varying yields, asset structures, legal frameworks, and investor access models. Some examples of this are shown because of the fact that different RWA products, such as Syrup USDC, are growing faster than some of their counterparts mentioned further in this paper. This paper aims to consolidate the information from all of those private credits into one location with a simple, easy-to-follow format, in such a way that the reader is able to use the information provided here to fuel their own research or investment as needed.